Strategies for Success
- Be a Smart Consumer
- Trouble Making a Payment?
  - One-on-One Counseling
  - Consequences of Default
Payment Options
- Repaying Your Loans
  - Repayment Plans
    
    Federal Student Loan
    
    Private Student Loan
  - Ways to Make a Payment
    
    Auto-Debit
    
    Monthly Payments by Mail
    
    Online Payments
    
    Pay by Phone
- Delaying a Payment
  - Deferment
    
    Economic Hardship
    
    Education Related
    
    In-School
    
    Military
    
    Parental Leave/Working Mother
    
    PLUS Borrower With Dependent Student
    
    Public Service
    
    Temporary Total Disability
    
    Unemployment
  - Forbearance
Loan Forgiveness Programs
- Nursing Program
- Teacher Program
Military Service Benefits

Strategies for Success

Check out Be a Smart Consumer for tips and tools to help you stay on top of your finances.

If you’re struggling to meet your student loan obligations, read our Having Trouble Making a Payment? to learn about the options and resources that are available to help you avoid or resolve delinquency and default.

Success Tip

Be Proactive in Managing your Student Loans
Take a proactive approach in managing your student loans. Doing so will save you money and have a positive impact on your credit.

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